At checkout, RosaHub provides the Buyer with several options to defer payment (i.e., a "Pay Later" amount) under RosaHub's Sell First, Pay Later programme as set out below.
RosaHub reserves the right to reject the Buyer’s application for the Pay Later programme, to reassess the Buyer’s eligibility or to amend the deferral limit that is available to the Buyer if RosaHub so deems appropriate or prudent, and to change the terms of the Pay Later programme at will.
The Buyer agrees to pay the full amount as specified on all invoices issued to them by RosaHub by the due date listed on the invoice. It is the Buyer's responsibility to ensure payment is received by RosaHub on time. Failure to do so may result in the order being considered overdue and the Buyer's account on RosaHub being blocked. All repayments are allocated first to the late payment fee, then to the deferral fee (if applicable), and only then to the rest of the outstanding amount.
RosaHub's Sell First, Pay Later service shall only apply to parties that do not qualify as a "consumer" under the Romania Civil Code. If the Buyer qualifies as a "consumer", they are prohibited from applying for or receiving from RosaHub any credit, loan, advance, or similar payment terms. By accepting these terms and conditions, the Buyer hereby declares that they do not qualify as a "consumer" as defined in the Romania Civil Code. Should it be found otherwise, access to RosaHub's services will immediately be terminated, and all outstanding amounts will be due for payment.
Subject to pre-approved options as defined by RosaHub on its website, the Buyer shall choose at checkout the applicable payment term for the Pay Later amount (the "Payment Term"). The Buyer agrees to pay RosaHub for the full outstanding Pay Later Amount on or before the date linked to the Payment Term selected and specified at checkout (the "Due Date"). RosaHub may change the available payment terms unilaterally after the date of checkout.
If the Buyer has made an error (heeft gedwaald) in relation to these terms of service above, it shall bear the risk of that error.
Concurrently, the Buyer agrees to pay RosaHub a deferral fee as compensation for being provided an extended payment term through the Pay Later option. The charged fee plus any VAT (if applicable) is automatically included on the invoice and the amount charged depends on various factors including the selected Pay Later Payment Term and Pay Later amount. The fee rate charged to the Buyer will be as agreed based on the terms selected by the Buyer and fee rates presented on the RosaHub website at time of checkout, included on the related invoice, and is visible on the Buyer's dashboard on the RosaHub website.
If, for any reason, the Buyer does not pay any or all of the Pay Later Amount on or before the Due Date; the Buyer shall be in default. In such case, RosaHub may, without providing further notice, declare all outstanding amounts immediately due and payable and demand full and immediate payment of all outstanding amounts invoiced to the Buyer. RosaHub shall also be entitled to cancel outstanding orders or suspend any further deliveries without any liability to the buyer as well as use all and any payments from the Buyer against the overdue balance of the Buyer. Additionally, the Buyer shall pay an additional late payment fee on the remaining unpaid balance every day the payment is delayed.
In case of default, in addition to the aforementioned late payment fees and as outlined above in Terms of Payment, RosaHub is entitled to also charge (i) statutory interest over the amount due, and (ii) extrajudicial collection costs (buitengerechtelijke incasskosten) of 15% of the outstanding amount with a minimum of EUR 1000,-. In addition, RosaHub may seek assistance from (i) debt collectors, (ii) lawyers, or (iii) any other professional adviser and claim any additional costs in that regard from the Buyer.
Any Pay Later Payment Term granted is independent of the order or transaction made on RosaHub. In all cases in which the Buyer chooses the Pay Later payment option, the Buyer irrevocably and unconditionally waives all defences it may have, now or in the future, against payment of the Pay Later amounts to RosaHub. This means inter alia that the Buyer is not entitled to set-off any purported Buyer claims against RosaHub (for instance, but not limited to, claims in connection with outstanding support / refund claims) with RosaHub's claims for payment of the Pay Later amounts once due, or to otherwise refuse payment of the Pay Later amounts once due.